Purpose-driven business financing
Our vision
What began as a singular focus to bring accessible working capital to our nation’s small businesses has evolved into a full suite of financial products and the ability to cater to every business need.
Individualized service for every business, every step of the way
The right financing can transform a business. We’re re-imagining the lending landscape through our commitment to innovative, transparent, and trusted solutions.
Tech-forward
FairSquare was founded with a goal to disrupt the traditional lending industry.
Purpose-driven
Integrity, transparency, and quality service are at the center of everything we do.
meet the Team
Our leadership
Get to know the experts behind FairSquare’s success.
Dave Gilbert
Having founded National Funding 25 years ago, Dave Gilbert has continuously been at the forefront of SMB lending. Under his leadership, his companies have provided more than $6B in funding to small and medium-sized businesses across all industries.
Taking his wealth of experience and passion for serving this underserved population, Dave founded FairSquare, a new holding company comprised of multiple established brands in the financial services space: National Funding, QuickBridge, SmallBusinessLoans, and Finova Capital.
As Founder and CEO, Dave Gilbert is dedicated to providing SMB owners with the high-quality solutions and services they need to maintain their day-to-day operations and grow exponentially.
Franck Fatras
With over 20 years of executive experience, Franck Fatras has led strategic initiatives in the finance and technology industries, driving innovation, scaling operations, and building high-performing teams.
As the President and COO of FairSquare, his mission is to propel the company into its next phase of growth by building a strong team that embraces technology, improves customer experience, and ensures small business owners have access to the financial solutions they need to thrive.
“I believe in fostering a culture of collaboration between different departments, where innovation isn’t just encouraged—it’s expected. By leveraging new technology and streamlining operations, we can create smarter, more sustainable financial solutions that help businesses succeed now and in the future.”
Trent Ziegler
Reducing operating expenses by $60 million (30%) to dramatically improve profitability, building an award-winning Investor Relations Program, driving the funding and execution of 9 acquisitions in five years—these are just some of Trent’s numerous accomplishments during his illustrious 12-year tenure at LendingTree.
Trent now brings his financial expertise to FairSquare, saying: “We can only tend to the financial well-being of American small businesses if our enterprise has the means and structure to support them. My career has focused on building lending organizations that have the essential capital, technology, and cost structures to provide critical funding to SMBs. Being part of FairSquare’s mission is a truly exciting opportunity.”
Chris Panebianco
With decades of experience serving small business owners, Chris Panebianco understands that today’s SMBs face constant operational and cash flow challenges.
“Our goal is to deliver a generational lift in how fintech and business services support SMB success, establishing FairSquare as the premier long-term partner for financial health solutions.”
Prior to joining FairSquare, Chris spent 12+ years as Chief Marketing Officer at BHG Financial, a leading fintech, where he was a key catalyst in funding $9B+ to business owners and building an institutional network of 1,400+ community banks.
As CCO, Chris’ focus is on the intersection of user experience excellence, diverse brand offerings, integrated communications and customer-centric marketing.
Ashish Gupta
Having successfully overseen risk management at leading financial services companies Citi, Prosper, and LendingPoint, Ashish Gupta brings his expertise in building best-in-class data science, credit risk, and analytics teams to FairSquare.
Fueled by over 19 years of experience in the fintech and global banking industry, Ashish is energized at the opportunity to partner with his executive peers to deliver sustainable and profitable growth as FairSquare’s family of brands are poised to become the preferred lending partner of small businesses nationwide.
“It’s exciting to be part of a team that empowers SMBs with access to credit at reasonable terms, essential business services, and an exceptional customer experience.”
Daniel Almazan
“Technology is always changing,” says Danny Almazan, who brings over 25 years of IT experience to FairSquare. “Keeping up to date and taking advantage of technology as it advances is a challenge I embrace.”
Danny has time and again transformed technology from a perceived hurdle inhibiting growth into a key driver for expansion.
As SVP of Technology and Architecture at LendingPoint, Danny and his global development team integrated software, network, and telephony platforms and empowered technology that led to $8 billion in consumer loan funding—with offers in under six seconds.
Always ready for a challenge, Danny is excited at the opportunity to deliver a technology roadmap that aligns the diverse brands of FairSquare.
Kurt Gering
Today’s workplace demands the integration of remote, hybrid, and on-site personnel into a cohesive culture that upholds high corporate values and delivers excellence to its customers, teammates, and stakeholders. Kurt Gering thrives on these challenges.
“I see my primary role as an organization developer, ensuring the right people are in the right roles at the right time,” says Kurt. “When we excel in this, we foster a workplace community that embraces change as a core aspect of innovation. Our teams become eager and comfortable seizing ever-evolving opportunities that drive business improvements, professional growth, and personal satisfaction.”
Prior to FairSquare, Kurt held HR roles at several start-ups and the San Diego International Airport.
frequently asked questions
FairSquare oversees its four subsidiary brands, all serving America’s small businesses and their financial needs.
FairSquare subsidiary brands include National Funding, QuickBridge, SmallBusinessLoans, and Finova.
Visit our careers page to learn how to join one of our growing teams and see what open positions are available.
We’d love to hear from you. Please fill out the contact form to get in touch with us.
Please contact us so we can get more acquainted and tell you more about the exciting opportunities at FairSquare.
our company timeline
Discover how we came to be
CEO and founder Dave Gilbert was a recent USC graduate when he launched Five Point Capital, an equipment leasing and financing firm for small- and medium-sized businesses.
The financial crisis spurred Five Point Capital to offer its first loan product to address the working capital needs of small- and medium-sized businesses.
QuickBridge launches to provide fast and accessible financing solutions.
National Funding, now rebranded from Five Point Capital, is recognized as one of Inc. Magazine’s fastest-growing private companies.
To better leverage the synergies of two brands in the marketplace and continue portfolio growth, QuickBridge was wholly acquired.
National Funding closed its first asset-backed securitization, allowing for continued scalability of our products.
Adapting to an evolving financial marketplace, National Funding and QuickBridge developed a Future Revenue Sale & Purchase Agreement (FRSPA) to assure SMBs have continued access to capital.
Finova Capital joins the family of brands with a majority investment stake and ensures our customers have access to point-of-sale equipment financing.
We launch SmallBusinessLoans as a one-stop shop for business financing and services.
FairSquare launches to revolutionize the lending experience for U.S. SMBs.
We launch National Funding XPRS, a fully digital lending experience, to offer business owners a fast lane to the funds they need.
what we do
Fostering positive change together
Our company was founded with a vision to make a difference, so we strive to enhance our communities outside the office. The FairSquare family of brands has a long tradition of investing in the communities where our employees work and thrive.
Supporting local communities
We contribute to Feeding San Diego and Feeding Orange County annually.
Building strong partnerships
We sponsor causes like Big Brothers Big Sisters, San Diego Food Bank, and more through company sponsorships.
Pioneering new solutions
We apply our technologies to address community challenges and create sustainable solutions.
fairsquare opportunities
Invest in the future of financing
Join us in shaping tomorrow’s lending landscape, where innovation meets individualized service. Together, we can create a better future for America’s small businesses.